1 Evaluate your financial situation: Keep an eye on your credit report. A good credit history
equals more options.
2. Check with KBB or online as to what the real value of the vehicle you would like to purchase.
3 What all the cost to your new car, Down Payment, Insurance, Auto Loan, Taxes
4 Consider buying used. Let someone else take the new car depreciation.
5 Look at insurance. Call us and often we can give you a good idea as to what
insurance will cost for your new vehicle. Don’t get caught by a big surprise.
6 Ask your bank to pre-approve your loan. Compare annual percentage rates (APRs).
7 If buying new what are my best options based on my driving miles and needs. Consider an Auto Loan vs
8 Keep transactions separate if possible: You’ll often get the best
deal if you make purchasing the vehicle, financing the vehicle and trading a vehicle separate.